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Life underwriting has changed significantly in recent years with the use of Accelerated Underwriting (AU) and other tools, focusing on making life insurance faster and less invasive for applicants while maintaining reliable mortality outcomes. In addition, the life industry is in the early stages of using Artificial Intelligence (AI) to further drive changes and enhancements to the underwriting process. To gain insight into current AU trends and the industry's use of AI and other tools, we asked three leading underwriting experts to share their perspectives on what they see happening today and...

  The world of life insurance underwriting is shifting fast, with new challenges emerging on multiple fronts. From artificial intelligence reshaping risk assessment to ever-evolving regulations and complex financial considerations, underwriters must stay ahead of the curve.  In Part Three of our series on the 2025 Pacific Life Underwriting Symposium, we bring together industry experts for three engaging discussions: one exploring the power and pitfalls of accelerated underwriting and AI, another tackling the regulatory hurdles shaping the market, and a third evaluating business and f...

Artificial Intelligence (AI) is top of mind today in the business community and elsewhere, and if estimations are correct will continue to be so in the future. It has been described in terms such as "transformative" and "next level," and promises to be just that. And since computer systems perform tasks, it is predicted to offer a myriad of efficiency, productivity, complex problem solving and other important benefits. The uses of AI are potentially limitless, especially in the life insurance industry where business is based upon knowledge and data. To better understand AI and what the future ...