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Life underwriting has changed significantly in recent years with the use of Accelerated Underwriting (AU) and other tools, focusing on making life insurance faster and less invasive for applicants while maintaining reliable mortality outcomes. In addition, the life industry is in the early stages of using Artificial Intelligence (AI) to further drive changes and enhancements to the underwriting process. To gain insight into current AU trends and the industry's use of AI and other tools, we asked three leading underwriting experts to share their perspectives on what they see happening today and...

Throughout my career I've had the good fortune to be associated with a number of individuals and organizations that move and shake the life insurance underwriting profession. They include many industry thought-leaders – among them are chief underwriters, actuaries, medical directors, reinsurance leaders, insurance lab and exam leaders, data providers and others. They represent a wealth of knowledge and insight about the state of the underwriting profession, always looking towards what's impacting the industry today and what they expect to impact the industry tomorrow.  So what's at the to...