You've met with your clients and their financial advisors on a few occasions and discussed the clients' financial planning and insurance objectives. Things are going well. The insurance plan and product you are proposing meet the clients' needs exceptionally well, and provide the financial stability they are seeking. But then you hear it. The clients want to think about it some more. When queried, your clients indicate that maybe they will look at this again, but are not sure when that will be. We have all heard it many times before, and know that procrastination and th...