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Life underwriting has changed significantly in recent years with the use of Accelerated Underwriting (AU) and other tools, focusing on making life insurance faster and less invasive for applicants while maintaining reliable mortality outcomes. In addition, the life industry is in the early stages of using Artificial Intelligence (AI) to further drive changes and enhancements to the underwriting process. To gain insight into current AU trends and the industry's use of AI and other tools, we asked three leading underwriting experts to share their perspectives on what they see happening today and...

  Life underwriting is undergoing a profound transformation, shaped by advancements in medical research, evolving risk assessment strategies, and the growing complexities of chronic illnesses. As insurers navigate this shifting terrain, the need for informed discussions has never been more crucial. In Part Two of our Pacific Life 2025 Symposium Blog, we present a series of insightful sessions featuring industry experts, medical professionals, and underwriting specialists. They offer valuable perspectives on how insurers can balance risk with opportunity in a rapidly changing landscap...

 Once again, Susan Ghalili, Senior Vice President, Underwriting Strategy & Chief Underwriter, and the Pacific Life team put together an excellent slate of topics and panelists for the Pacific Life 2025 Underwriting Symposium. The topics discussed were foremost in the minds of all attendees concerning the current and future state of the life insurance industry, especially as it relates to underwriting. Most platform discussions were in a panel format with panelists from Pacific Life, Distribution, Reinsurance, Medical Directors, and Technology contributing and participating. This is "P...