If you have taken out a mortgage or obtained new automobile insurance in the last few years you have probably used an electronic signature (e-signature) platform. An e-signature provides both extraordinary convenience and the same legal standing as a handwritten signature, as long as it complies with regulations published by the National Institute of Standards and Technology (U.S. Department of Commerce). The beauty of e-signatures versus traditional wet signatures is that they can be executed portably and with ease via computers and devices. An insured can sign a document anywhere and anytime...
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13 November 2023
The popularity of Index Universal Life products has stirred up the creative talents of many professional financial advisors, and nowhere has that creativity been more apparent than in the area of policy loan rescues. This presents a significant...
16 October 2023
Artificial Intelligence (AI) is top of mind today in the business community and elsewhere, and if estimations are correct will continue to be so in the future. It has been described in terms such as "transformative" and "next level," and promises to ...
24 July 2023
DuWayne Kilbo, MBA, FLMI, Senior Vice President and Chief Underwriter, Windsor Insurance Associates, Inc. Cindy Davis, FALU, FLMI, ACS, Vice President, Senior Underwriting Consultant, Underwriting/International NFP High net worth individuals an...
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10 December 2024
A Guest Blog by Laura Brown CPA PFS - Vice President Advanced Sales - Partners Financial As a result of the recent election, some clients may feel that there is no urgency for estate planning. We are going to look at two recent cases brought to the A...
22 October 2024
Executive compensation and benefits have long been pivotal in attracting and retaining top-tier talent within organizations. As companies vie for the best leaders, they often employ a variety of incentives to make what they offer more appealing...
23 September 2024
Understanding the primary causes of mortality in the United States is crucial for several reasons, particularly concerning individual well-being and life insurance mortality. It's equally important to grasp the variables influencing mortality t...
19 August 2024
Our Summer of '24 Blog features a variety of sales ideas, client materials, underwriting advice, and product insights to help you finish the year strong. You'll find some of these ideas useful every day, and some of them worth keeping in...
26 June 2024
Life insurance rarely figures prominently in U.S. Supreme Court cases. But there are scattered exceptions, and on June 6 2024, the Court released its decision in Connelly v. United States, originally a Tax Court case involving life insurance in an en...