If you have taken out a mortgage or obtained new automobile insurance in the last few years you have probably used an electronic signature (e-signature) platform. An e-signature provides both extraordinary convenience and the same legal standing as a handwritten signature, as long as it complies with regulations published by the National Institute of Standards and Technology (U.S. Department of Commerce). The beauty of e-signatures versus traditional wet signatures is that they can be executed portably and with ease via computers and devices. An insured can sign a document anywhere and anytime...
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30 September 2025
Estate planning often conjures images of complex legal documents and difficult family conversations—but one of the most overlooked aspects is the tax landscape that awaits heirs after death. While much attention is paid to the federal estate t...
17 March 2025
In recent years, microdosing has become an increasingly discussed topic, posing significant challenges to the underwriting of life insurance applications. While not yet widespread, microdosing is gaining mainstream awareness and warrants the careful ...
22 October 2024
Executive compensation and benefits have long been pivotal in attracting and retaining top-tier talent within organizations. As companies vie for the best leaders, they often employ a variety of incentives to make what they offer more appealing...
Latest Articles
20 April 2026
Part 3 of Windsor's "Highlights of Pacific Life's 2026 Underwriting Symposium," brings the series home with four conversations that look squarely at the future of underwriting and expanding market opportunities. The underwriting panel explores the da...
06 April 2026
Part 2 of Windsor's "Highlights of Pacific Life's 2026 Underwriting Symposium" continues the momentum with three discussions that explore the operational and technical realities shaping underwriting today. The reinsurance and carrier panel offers a c...
25 March 2026
Susan Ghalili, Senior Vice President of Life New Business & Underwriting Operations and Chief Underwriter, and the Pacific Life team delivered another strong lineup at the 2026 Pacific Life Underwriting Symposium. Now in its fourth year, the even...
03 February 2026
Every year, the MIB Life Index Annual Report gives us a reliable read on what's happening across the life insurance business. But the 2025 report stands out. The industry didn't just grow — it accelerated in a way we haven't seen in years. For ...
12 January 2026
Introduction Cancer continues to be one of the biggest health risks your clients face — and one of the leading drivers of life insurance death claims. Traditional screenings like mammograms and colonoscopies have absolutely moved the needle, but they...